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Terms and conditions

Effective Date: June 24, 2025

 

Welcome to CLR Health Agency LLC (DBA Russo Health). By opting into our SMS messaging services, you agree to these Terms & Conditions:

 

Messaging Program Description  
We send appointment reminders, follow-ups, policy updates, and occasional promotional messages via SMS to subscribers who have opted in through our website.

 

Consent & Opt-In  
You may opt in by checking the box on the contact form located at https://www.russohealthinsurance.com/. The checkbox must be selected voluntarily and is not required to submit the form.

 

Message Frequency  
Message frequency may vary based on your interactions with us and ongoing service needs.

 

Message & Data Rates  
Standard message and data rates may apply. Check with your mobile carrier for details.

 

Support & Opt-Out  
Reply HELP to any message for customer support. Reply STOP to opt out of receiving future messages. For further assistance, contact us at agent@russohealth.com or (813) 965-2868.

 

Privacy  
We respect your privacy. Read our full Privacy Policy here: https://www.russohealthinsurance.com/privacy-policy

 

Contact Info  
CLR Health Agency LLC (DBA Russo Health)  

19722 Bellhurst Loop  

Land O Lakes, FL 34638  

Email: agent@russohealth.com  

Phone: (813) 965-2868

 

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Terms and Conditions

 

By using the services provided by CLR Health Agency LLC (DBA Russo Health), you agree to the following terms and conditions:

 

1. Services Provided  

Russo Health offers insurance products and related services, including but not limited to health insurance policy consultation, enrollment assistance, claims support, and policy management.

 

2. User Responsibilities  

You agree to provide accurate and complete information when engaging with our services. You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account.

 

3. Communication Consent  

By opting into our SMS messaging program, you consent to receive text messages related to your insurance policies, appointments, updates, and promotional offers. Consent is not a condition of purchase.

 

4. Message Frequency and Charges  

Message frequency depends on your interactions and service needs. Standard message and data rates may apply as per your mobile carrier’s plan.

 

5. Opt-Out  

You may opt out of SMS communications at any time by replying STOP. Opting out will not affect your ability to receive other forms of communication or services from Russo Health.

 

6. Privacy and Data Protection  

We are committed to protecting your personal information. All data collected is handled in accordance with our Privacy Policy, which you can review at https://www.russohealthinsurance.com/privacy-policy.

 

7. Limitation of Liability  

Russo Health is not liable for any indirect, incidental, or consequential damages arising from the use of our services or communications. We strive to provide accurate information but do not guarantee outcomes related to insurance coverage or claims.

 

8. Changes to Terms  

We reserve the right to update these Terms and Conditions at any time. Changes will be posted on our website and communicated as appropriate.

 

9. Governing Law  

These Terms and Conditions are governed by the laws of the State of Florida.

 

If you have any questions or need assistance, please contact us at agent@russohealth.com or (813) 965-2868.

RUSSO HEALTH & LIFE INSURANCE AGENCY

813-965-2868

Tampa, FL 33607

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NPN #: 19435922

Licensed States :

AL, AR, AZ, CO, FL, GA, IL, IA, IN, KS, KY, LA, MD, MI, MO, MS, MT, NE, NC, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VA, WI, WV, WY

©2019 by CLR Health Agency LLC .

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